Pre-approvals are valid for 60 days. Please request the maximum amount you anticipate borrowing, including taxes, titles & fees.

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I’m Preapproved.
What’s Next?



Boats, Motorcycles, RVs & Other Vehicles Loan Rate:
5.49% APR

Minimum Loan AmountTerms up toPayment per $1,000
$1,00060 Months$19.10
$20,00184 Months$14.37

Boat & RV loans in excess of $60,001 may have a maximum term of 120 months at an APR of 6.49%.

Payment per $1,000 calculated on maximum term available.

Maximum Loan Amounts are based on the Loan to Value (LTV)%. The LTV% used in the final approval amount factors in the collateral type, loan type, and an evaluation of the applicant(s) credit.

Features & Benefits

  • Gives you the ability to negotiate a better deal before visiting dealer
  • Pre-approval letter issued with offer valid for 60 days
  • Simple application process

Learn About the Loan Process

Estimate Your Costs With Our Calculators 

Use our calculator for quick payment options.

Why choose SFFCU?

Get these benefits when you get a loan with us.

Competitive Rates
We offer the same competitive rates and terms for every borrower.
Financing Terms
Longer terms available for larger Boat & RV purchases.
No Fees
No application, origination or pre-payment penalty fees.
Boost your Score
Low rates with flexible terms keep payments affordable to enhance repayment history.
Buy From a Private Seller
We offer hardship loan programs and deferments in case of natural disasters.
Easy Funding Options
Deposit loan funds directly into your share account.
Apply on Your Phone
Use your mobile device to apply – anytime, anywhere.
Service Commitment
We offer loans to buy from private sellers.
Simple Repayment Options
Sign up for payroll deduction or set up recurring transfers through online banking.

We will be CLOSED on Monday, May 27 in observance of Memorial Day. Learn More