Become a Member

Join the Family.  Become a member.

New to State Farm Federal Credit Union (SFFCU)?  We’re glad to have you!

Who can join SFFCU

State Farm Federal Credit Union is an exclusive benefit program offered as part of the State Farm Total Rewards package. Membership is open to all U.S. State Farm employees, agents, retirees, and certain members of their immediate families.

By applying for membership, you are opening a Primary Share Account – this is how you become a member-owner of State Farm Federal Credit Union.  Your $5 deposit represents your share and your ownership in SFFCU.

Frequently Asked Questions

Experience the Benefits of Being a Member

Great Rates

Keep more money in your wallet by saving it through our competitive rates on savings and loan products.

Safe & Secure Access

We’ve got your back – our online banking and mobile app provide security features for you to bank wherever you are.

Ease & Convenience

Payroll deduction from a State Farm® paycheck and online transfers make it easy to save or pay on your loan.

3 Easy Steps to Join

If you meet SFFCU membership eligibility requirements, it’s as easy as 1-2-3 to become a member.


Not only are we a benefit to State Farm associates, we are a not-for-profit organization committed to the best service and rates for our members.  Since 1936, SFFCU has been providing members with remarkable customer service, solutions to meet their financial needs and highly competitive rates.  We strive to create an inclusive, friendly and supportive environment. To us, our members are like family.

“Every service experience with SFFCU is handled in a way that makes me feel both like family and like an associate. I have been retired for five years, and it is so refreshing to know the client-focused culture is alive and well at the Credit Union.”

Retiree from Idaho

“The people that work in the SFFCU are always extremely friendly and helpful. They make me and my husband comfortable. I feel like they genuinely care, and like we are part of a family.”

Employee from Illinois

Credit Unions vs. Banks: What’s the difference?

Attribute SFFCU Banks
Who can join Anyone in our defined field of membership Anyone can open an account
Type of organization

(benefit for State Farm associates)

For Profit
Who owns it YOU, our SFFCU members Investors or Stockholders
Board of Directors Unpaid Volunteers Paid Employees
Deposits federally insured by NCUA ($250K) FDIC ($250K)