Refinance

Refinancing may help lower your interest rate, decrease your monthly payment or pay your loan sooner.


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Rates

New and Used Auto Truck Loan Rate:
2.99% APR

Minimum Loan AmountTerms up toPayment per $1,000
$1,00060 Months$17.97
$20,00184 Months$13.21

We offer single pay term options.  See rates for more information.

Payment per $1,000 calculated on maximum term available.

Maximum Loan Amounts are based on the Loan to Value (LTV)%. The LTV% used in the final approval amount factors in the collateral type, loan type, and an evaluation of the applicant(s) credit.

Features & Benefits

  • Save money with a lower rate or longer payoff term on your existing loan

  • Finance up to 120% loan-to-value for qualified borrowers

  • Simple application process

Learn About the Loan Process

Estimate Your Costs With Our Calculators 

Use our calculator for quick payment options.

 

Why choose SFFCU?

Get these benefits when you get a loan with us.

Competitive Rates
We offer the same competitive rates and terms for every borrower.
Meeting Needs
Consolidate your higher-rate balances, update your home or cover unexpected expenses.
No Fees
No application, origination or pre-payment penalty fees.
Boost your Score
Low rates with flexible terms keep payments affordable to enhance repayment history.
Trust in SFFCU
We offer hardship loan programs and deferments in case of natural disasters.
Easy Funding Options
Deposit loan funds directly into your share account.
Apply on Your Phone
Use your mobile device to apply – anytime, anywhere.
Service Commitment
We care! State Farm employees helping fellow State Farm associates.
Simple Repayment Options
Sign up for payroll deduction or set up recurring transfers through online banking.

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SFFCU Natural Disaster Relief Loan Available to Help Members Impacted by Hurricane Ian – Learn More