Rates

Share Accounts – Federally Insured by NCUA

Product Dividend Rate Annual Percentage Yield (APY)
Share Savings Accounts 1.25% 1.26%
IRA Savings Accounts 1.25% 1.26%
Electronic Share Accounts 1.00% 1.01%

Open an Account

New and Used Vehicle Loans

Minimum Loan Amount Terms up to Annual Percentage Rate Payment per $10001
$1,000 60 months 1.99% $17.52
$20,001 72 months 1.99% $14.75
$30,001 84 months 1.99% $12.76

 

New and Used Vehicle Loans – Single Pay Note

Minimum Loan Amount Terms up to Annual Percentage Rate Payment per $10001
$1,000 6 months 1.99% N/A

Apply for an Auto Loan

New and Used RV, Boat or Motorcycle Loans

Minimum Loan Amount Terms up to Annual Percentage Rate Payment per $10001
$1,000 60 months 1.99% $17.52
$20,001 72 months 1.99% $14.75
$30,001 84 months 1.99% $12.76
$60,0014 120 months 2.99% $9.65

 

New and Used RV, Boat or Motorcycle Loans – Single Pay Note

Minimum Loan Amount Terms up to Annual Percentage Rate Payment per $10001
$1,000 6 months 1.99% N/A

Apply for a Vehicle Loan

Share Secured Loans

Minimum Loan Amount Terms up to Annual Percentage Rate2 Payment per $10001
$1,000 60 months Variable Regular Shares Rate +.20 $17.29
$20,001 72 months Variable Regular Shares Rate +.20 $14.51
$30,001 84 months Variable Regular Shares Rate +.20 $12.53
$60,0014 120 months Variable Regular Shares Rate +.20 $8.96

 

Share Secured Loans – Single Pay Note

Minimum Loan Amount Terms up to Annual Percentage Rate Payment per $10001
$1,000 12 months Variable Regular Shares Rate +.20 N/A

Apply for a Share Secured Loan

Personal Installment Loans

Minimum Loan Amount Terms up to Annual Percentage Rate Payment per $10001
$1,000 60 months 8.00% $20.28
(Up to $50,000) 60 months 8.00% $20.28

 

Personal Installment Loans – Single Pay Note

Minimum Loan Amount Terms up to Annual Percentage Rate Payment per $10001
$1,000 6 months 8.00% N/A

Apply for a Personal Loan

Line of Credit Loans

Minimum Loan Amount Terms up to Annual Percentage Rate Payment per $10001
$1,000 N/A3 8.00% N/A3
(Up to $50,000) N/A3 8.00% N/A3

Apply for a Line of Credit Loan

1 Payment per $1000 calculated on maximum term available.

2 The rates for Shared Secured Loans are subject to changes monthly. (such change to be effective on the first day of each month) to reflect any change in the index as declared by the Board of Directors of the State Farm Federal Credit Union during the month preceding any such change.

3Line of Credit loans are a revolving line of credit. Payments are recalculated at each advance.

4 Maturities greater than 84 months (7 years) are restricted to loans with a loan amount greater than $60,000 and secured only by shares, boats or motor homes. All other collateral is limited to a maximum of 84 months repayment.