Share Accounts – Federally Insured by NCUA
| Product | Dividend Rate [1] | Annual Percentage Yield (APY) |
| Share Savings Accounts | 1.75% | 1.76% |
| IRA Savings Accounts | 1.75% | 1.76% |
| Electronic Share Accounts | 1.50% | 1.51% |
New and Used Car, Truck, and Motorcycle Loans[6]
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 [2] |
| $1,000 | 60 months | 2.25% | $17.64 |
| $20,001 | 72 months | 2.25% | $14.87 |
| $30,001 | 84 months | 2.25% | $12.88 |
New and Used Car, Truck, and Motorcycle Loans – Single Pay Note[6]
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 [2] |
| $1,000 | 6 months | 2.25% | N/A |
New and Used RV and Boat Loans[6]
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 [2] |
| $1,000 | 60 months | 2.25% | $17.64 |
| $20,001 | 72 months | 2.25% | $14.87 |
| $30,001 | 84 months | 2.25% | $12.88 |
| $60,001[5] | 120 months | 3.25% | $9.78 |
New and Used RV and Boat Loans – Single Pay Note[6]
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 [2] |
| $1,000 | 6 months | 2.25% | N/A |
Share Secured Loans
| Minimum Loan Amount | Terms up to | Annual Percentage Rate [3] | Payment per $1000 [2] |
| $1,000 | 60 months | Variable Regular Shares Rate +.20 | $17.51 |
| $20,001 | 72 months | Variable Regular Shares Rate +.20 | $14.73 |
| $30,001 | 84 months | Variable Regular Shares Rate +.20 | $12.75 |
| $60,001[5] | 120 months | Variable Regular Shares Rate +.20 | $9.18 |
Share Secured Loans – Single Pay Note
| Minimum Loan Amount | Terms up to | Annual Percentage Rate [3] | Payment per $1000 [2] |
| $1,000 | 12 months | Variable Regular Shares Rate +.20 | N/A |
Apply for a Share Secured Loan
Personal Installment Loans
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 [2] |
| $1,000 | 60 months | 8.00% | $20.28 |
| (Up to $50,000) | 60 months | 8.00% | $20.28 |
Personal Installment Loans – Single Pay Note
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 [2] |
| $1,000 | 6 months | 8.00% | N/A |
Line of Credit Loans
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 [2] |
| $1,000 | N/A [4] | 8.00% | N/A [4] |
| (Up to $50,000) | N/A [4] | 8.00% | N/A [4] |
Apply for a Line of Credit Loan
[1] Share rates are subject to change monthly (such change to be effective on the first day of each month) to reflect any changes as declared by the Board of Directors of the State Farm Credit Union during the month preceding any such change.
[2] Payment per $1000 calculated on maximum term available.
[3] The rates for Shared Secured Loans are subject to changes monthly. (such change to be effective on the first day of each month) to reflect any change in the index as declared by the Board of Directors of the State Farm Federal Credit Union during the month preceding any such change.
[4] Line of Credit loans are a revolving line of credit. Payments are recalculated at each advance.
[5] Maturities greater than 84 months (7 years) are restricted to loans with a loan amount greater than $60,000 and secured only by shares, boats or motor homes. All other collateral is limited to a maximum of 84 months repayment.
[6] Maximum Loan Amounts are based on the Loan to Value (LTV)%. The LTV% used in the final approval amount factors in the collateral type, loan type, and an evaluation of the applicant(s) credit.
