Loan Rates
New and Used Auto / Truck Loans
| Minimum Loan Amount[1] | Terms up to[2] | Annual Percentage Rate | Payment per $1000[3] |
| $1,000 | 60 months | 4.99% | $18.87 |
| $20,001 | 84 months | 4.99% | $14.13 |
New and Used RV & Boat Loans
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 |
| $1,000 | 60 months | 4.99% | $18.87 |
| $20,001 | 84 months | 4.99% | $14.13 |
| $60,001 | 120 months | 5.99% | $11.10 |
New and Used Motorcycle & Other Vehicle Loans
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 |
| $1,000 | 60 months | 4.99% | $18.87 |
| $20,001 | 84 months | 4.99% | $14.13 |
Personal Loans
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 |
| $1,000 | 60 months | 8.49% | $20.52 |
| Up to $50,000 | 60 months | 8.49% | $20.52 |
Line of Credit Loans4
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 |
| $1,000 | N/A | 9.49% | N/A |
| Up to $50,000 | N/A | 9.49% | N/A |
Share Secured Loans5
| Minimum Loan Amount | Terms up to | Annual Percentage Rate | Payment per $1000 |
| $500 | 60 months | Variable Regular Shares Rate +.20 | $18.62 |
| $20,001 | 84 months | Variable Regular Shares Rate +.20 | $13.88 |
| $60,001 | 120 months | Variable Regular Shares Rate +.20 | $10.34 |
[1]Maximum Loan Amounts for vehicle loans are based on the Loan to Value (LTV)%. The LTV% used in the final approval amount factors in the collateral type, loan type, and an evaluation of the applicant(s) credit.
[2] Maturities greater than 84 months (7 years) are restricted to loans with a loan amount greater than $60,000 and secured only by shares, boats or motor homes. All other collateral is limited to a maximum of 84 months repayment.
[3] Payment per $1000 calculated on maximum term available.
[4]Line of Credit loans are a revolving line of credit. Payments are recalculated at each advance.
[5]The rates for Shared Secured Loans are subject to changes monthly (such change to be effective on the first day of each month) to reflect any change in the index as declared by the Board of Directors of the State Farm Federal Credit Union during the month preceding any such change.
Savings Rates
Share Accounts – Federally Insured by NCUA
| Product | Dividend Rate [1] | Annual Percentage Yield (APY) |
| Share Savings Accounts | 4.25% | 4.34% |
| IRA Savings Accounts | 4.25% | 4.34% |
| Electronic Share Accounts | 4.25% | 4.34% |
Annual Percentage Yield is accurate as of July 1, 2025. Dividends are compounded DAILY and declared at the beginning of each month and are credited and posted on the last day of the month.
[1]Share rates are subject to change monthly (such change to be effective on the first day of each month) to reflect any changes as declared by the Board of Directors of the State Farm Credit Union during the month preceding any such change.