I’m Preapproved. What’s Next?

Next Steps to Finalize Your Loan

  • Provide a copy of the sales agreement from the dealer, including the MSRP (Manufacturers Suggested Retail Price), commonly known as the sticker price, from the dealer, or your sales documents.
How do I get my sales agreement to SFFCU?

  • Login to your SFFCU online banking account or SFFCU mobile app and select Applications from the Dashboard. You will be prompted to click an Applications button.
  • Select Check your Application Status. Open your preapproved application, upload your sales agreement using the Upload feature.
  • You also may choose to fax your documentation to 1-844-207-0938.
NOTE: If you want to finance tax and titling fees, please include those in the total amount requested (if necessary contact your local Department of Motor Vehicles for specific information and fees).
  • Provide a copy of the sales agreement from the dealer.
  • For accurate valuation you may receive instructions to complete a Worksheet applicable to the vehicle you are financing. The Worksheets are found on your SFFCU online banking Dashboard. Login to your SFFCU online banking account and select either the Auto/Truck Worksheet or the Boat/RV/Motorcycle/Other Worksheet under Quick Links.
NOTE: If you want to finance tax and titling fees, please include those in the total amount requested (if necessary contact your local Department of Motor Vehicles for specific information and fees).

If refinancing a vehicle purchased within the last 90 days:

  • If refinancing a vehicle purchased within the last 90 days, provide a copy of the sales agreement from the dealer, including the MSRP(Manufacturers Suggested Retail Price), commonly known as the sticker price, from the dealer, or your sales documents.
  • Complete the Payoff Information Form providing details on the loan to be paid off by logging into your SFFCU online banking account and locating the form under Quick Links.
How do I get my sales agreement to SFFCU?

  • Login to your SFFCU online banking account or SFFCU mobile app and select Applications from the Dashboard. You will be prompted to click an Applications button.
  • Select Check your Application Status. Open your preapproved application, upload your sales agreement using the Upload feature.
  • You also may choose to fax your documentation to 1-844-207-0938.

If refinancing a vehicle purchased more than 90 days:

  • For accurate valuation, complete a Worksheet applicable to the vehicle you are financing.
  • The Worksheets are found on your SFFCU online banking Dashboard. Login to your SFFCU online banking account and select either the Auto/Truck Worksheet or the Boat/RV/Motorcycle/Other Worksheet under Quick Links.
  • Complete the Payoff Information Form providing details on the loan to be paid off by logging into your SFFCU online banking account and locating the form under Quick Links.
  • For accurate valuation, complete a Worksheet applicable to the vehicle you are financing.
  • The Worksheets are found on your SFFCU online banking Dashboard. Login to your SFFCU online banking account and select either the Auto/Truck Worksheet or the Boat/RV/Motorcycle/Other Worksheet under Quick Links.
  • Provide your lease buyout letter.
How do I get my lease buyout letter to SFFCU?

  • Login to your SFFCU online banking account or SFFCU mobile app and select Applications from the Dashboard. You will be prompted to click an Applications button.
  • Select Check your Application Status. Open your preapproved application, upload your lease buyout letter using the Upload feature.
  • You also may choose to fax your documentation to 1-844-207-0938.
  • For accurate valuation, complete a Worksheet applicable to the vehicle you are financing.
  • The Worksheets are found on your SFFCU online banking Dashboard. Login to your SFFCU online banking account and select either the Auto/Truck Worksheet or the Boat/RV/Motorcycle/Other Worksheet under Quick Links.
  • If a lien exists, complete the Payoff Information Form providing details on the loan to be paid off by logging into your SFFCU online banking account and locating the form under Quick Links.
  • If no lien exists provide a copy of the title on the vehicle you are purchasing.
  • For accurate valuation, complete an Auto/Truck Worksheet.
  • The Worksheets are found on your SFFCU online banking Dashboard. Login to your SFFCU online banking account and select the Auto/Truck Worksheet under Quick Links.


The interest rate and repayment terms in effect at the time the funds are disbursed will apply to your loan. This pre-approval is void if you are no longer within our field of membership at the time of loan funding.  

We will review the documentation and contact you to finalize the loan details. Please call 1-888-521-5209 Monday through Friday, 7:00 AM to 7:00PM CST, with any questions.

 

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