Create Your Budget Today!
Savings goals and budgeting takes the guesswork out of where your money is going and are an important aspect of financial wellbeing.
If you prefer a prepopulated tool, check out the Budget Worksheet.
Here are a few tips to help with successful budget planning:
- Keep it Simple. If you’re just starting out with a budget, make it as simple as possible to help you stick with it throughout the year.
- Make it Automatic. Set up multiple Credit Union savings accounts with names that correspond to your financial goals (e.g., holiday spending, vacation, emergency fund, new car, etc.) Use automated payroll deduction to keep your savings on track every paycheck.
- Be flexible. Budgeting can be hard, and setting up a budget for the first time can be intimidating. Know that you may need to adjust your budget and habits in order to meet your financial goals.
If you have questions about how our products and services may help with your budgeting goals, contact us at 888-521-5209.