Personal

Personal Loans with a fixed payment and repayment term provide borrowers with all loan proceeds at the time of approval.  Members may have multiple personal loans, but may not exceed the $50,000 maximum combined limit.


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Rates

Personal Installment Loan Rate:
6.99% APR

Minimum Loan AmountTerms up toPayment per $1,000
$1,00060 Months$19.80
Up to $50,00060 Months$19.80

We offer single pay term options.  See rates for more information.

The combined maximum aggregate amount of Personal Loans and Line of Credit per borrower is $50,000.

Features & Benefits

  • Loan amounts up to $50,000

  • Competitive fixed rate and fixed payment for life of loan

  • Simple application process

Learn About the Loan Process

Estimate Your Costs With Our Calculators

 

Why choose SFFCU?

Get these benefits when you get a loan with us.

Competitive Rates
We offer the same competitive rates and terms for every borrower.
Meeting Needs
Consolidate your higher-rate balances, update your home or cover unexpected expenses.
No Fees
No application, origination or pre-payment penalty fees.
Boost your Score
Low rates with flexible terms keep payments affordable to enhance repayment history.
Trust in SFFCU
We offer hardship loan programs and deferments in case of natural disasters.
Easy Funding Options
Deposit loan funds directly into your share account.
Apply on Your Phone
Use your mobile device to apply – anytime, anywhere.
Service Commitment
We care! State Farm employees helping fellow State Farm associates.
Simple Repayment Options
Sign up for payroll deduction or set up recurring transfers through online banking.

We will be CLOSED on Monday, May 30 in observance of Memorial Day.