Title Loan

We offer loans using a free & clear private passenger auto or truck title as collateral.


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Rates

New and Used Auto Truck Loan Rate:
4.99% APR

Minimum Loan AmountTerms up toPayment per $1,000
$1,00060 Months$18.87
$20,00184 Months$14.13

Payment per $1,000 calculated on maximum term available.

Maximum Loan Amounts are based on the Loan to Value (LTV)%. The LTV% used in the final approval amount factors in the collateral type, loan type, and an evaluation of the applicant(s) credit.

Features & Benefits

  • Borrow using the equity in your auto/truck at competitive rate

  • Finance up to 100% loan-to-value for qualified borrowers

  • Simple application process


Learn About the Loan Process

Estimate Your Costs With Our Calculators 

Use our calculator for quick payment options.

Why choose SFFCU?

Get these benefits when you get a loan with us.

Competitive Rates
We offer the same competitive rates and terms for every borrower.
Lease Buyout
Enjoy your leased vehicle?  We can help you buy it.
No Fees
No application, origination or pre-payment penalty fees.
Boost your Score
Low rates with flexible terms keep payments affordable to enhance repayment history.
Buy From a Private Seller
We offer loans to buy from private sellers.
Easy Funding Options
Deposit loan funds directly into your share account.
Apply on Your Phone
Use your mobile device to apply – anytime, anywhere.
Service Commitment
We care! State Farm employees helping fellow State Farm associates.
Simple Repayment Options
Sign up for payroll deduction or set up recurring transfers through online banking.