I’m Preapproved. What’s Next?

Next Steps to Finalize Your Loan

  • Provide a copy of the sales agreement from the dealer, including the MSRP (Manufacturers Suggested Retail Price), commonly known as the sticker price, from the dealer, or your sales documents.
How do I get my sales agreement to SFFCU?

  • Login to your SFFCU online banking account or SFFCU mobile app and select Applications from the Dashboard. You will be prompted to click an Applications button.
  • Select Check your Application Status. Open your preapproved application, upload your sales agreement using the Upload feature.
  • You also may choose to fax your documentation to 1-844-207-0938.
NOTE: If you want to finance tax and titling fees, please include those in the total amount requested (if necessary contact your local Department of Motor Vehicles for specific information and fees).
  • Provide a copy of the sales agreement from the dealer.
  • For accurate valuation you may receive instructions to complete a Worksheet applicable to the vehicle you are financing.
  • Chat or call a Credit Union Specialist to request a Worksheet and it will be sent to you from your application. Request either the Auto/Truck Worksheet or the Boat/RV/Motorcycle/Other Worksheet.
How do I get my sales agreement to SFFCU?

  • Login to your SFFCU online banking account or SFFCU mobile app and select Applications from the Dashboard. You will be prompted to click an Applications button.
  • Select Check your Application Status. Open your preapproved application, upload your sales agreement using the Upload feature.
  • You also may choose to fax your documentation to 1-844-207-0938.
NOTE: If you want to finance tax and titling fees, please include those in the total amount requested (if necessary contact your local Department of Motor Vehicles for specific information and fees).

If refinancing a vehicle purchased within the last 90 days:

  • If refinancing a vehicle purchased within the last 90 days, provide a copy of the sales agreement from the dealer, including the MSRP(Manufacturers Suggested Retail Price), commonly known as the sticker price, from the dealer, or your sales documents.
  • Request the Payoff Information Form to provide details on the loan to be paid off.
How do I get my sales agreement to SFFCU?

  • Login to your SFFCU online banking account or SFFCU mobile app and select Applications from the Dashboard. You will be prompted to click an Applications button.
  • Select Check your Application Status. Open your preapproved application, upload your sales agreement using the Upload feature.
  • You also may choose to fax your documentation to 1-844-207-0938.

If refinancing a vehicle purchased more than 90 days:

  • For accurate valuation, complete a Worksheet applicable to the vehicle you are financing.
  • Chat or call a Credit Union Specialist to request a Worksheet and it will be sent to you from your application. Request either the Auto/Truck Worksheet or the Boat/RV/Motorcycle/Other Worksheet.
  • Request the Payoff Information Form providing details on the loan to be paid off.
  • For accurate valuation, complete a Worksheet applicable to the vehicle you are financing.
  • Chat or call a Credit Union Specialist to request a Worksheet and it will be sent to you from your application. Request either the Auto/Truck Worksheet or the Boat/RV/Motorcycle/Other Worksheet.
  • Provide your lease buyout letter.
How do I get my lease buyout letter to SFFCU?

  • Login to your SFFCU online banking account or SFFCU mobile app and select Applications from the Dashboard. You will be prompted to click an Applications button.
  • Select Check your Application Status. Open your preapproved application, upload your lease buyout letter using the Upload feature.
  • You also may choose to fax your documentation to 1-844-207-0938.
  • For accurate valuation, complete a Worksheet applicable to the vehicle you are financing.
  • Chat or call a Credit Union Specialist to request a Worksheet and it will be sent to you from your application. Request either the Auto/Truck Worksheet or the Boat/RV/Motorcycle/Other Worksheet.
  • If a lien exists, request a Payoff Information Form to provide details on the loan to be paid off.
  • If no lien exists provide a copy of the title on the vehicle you are purchasing.
  • For accurate valuation, complete an Auto/Truck Worksheet.
  • Chat or call a Credit Union Specialist to request a Worksheet and it will be sent to you from your application.


The interest rate and repayment terms in effect at the time the funds are disbursed will apply to your loan. This pre-approval is void if you are no longer within our field of membership at the time of loan funding.  

We will review the documentation and contact you to finalize the loan details. Please call 1-888-521-5209 Monday through Friday, 7:30 AM to 5:30PM CST, with any questions.