Steps to Apply For a Personal Loan/Line of Credit/Share Secured Loan

Steps to Apply For a Personal Loan/Line of Credit (LOC)/Share Secured Loan

  • Contact information for applicant (SSN, DOB, phone number and email); Submitting a joint application? Please make sure your co-applicant is eligible for membership and has their own account or joint on your primary share (minimum $10).
  • Current housing, employment and income information for all applicants.
  • Loan amount or LOC requested.
  • Length (term) of the loan you want.
  • What you want to do with the funds.
  • For Share Secured loans, provide the account you wish to pledge as collateral.

If you’re wanting to consolidate your debts, we’ll also need:

  • List of creditor names, current balances and last four (4) digits of accounts to pay off.
Once the underwriter has reviewed your application, you’ll receive a call or email letting you know the status. Save SFFCU’s number (1-888-521-5209) in your contacts to be ready for our call.
Electronically sign your forms from anywhere using your laptop or mobile device.
You can choose from a variety of options to receive your loan funds. We can overnight the check directly to you or deposit into your share account.

Ready to get started?

SFFCU is here to help members impacted by recent natural disasters. Learn More