Line of Credit

Allows borrowers to request advances up to an approved credit limit ($50,000 maximum).  Members are limited to one Line of Credit loan (whether an individual or joint loan).


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Rates

Line of Credit Loan Rate:
  8.49% APR

Minimum Loan AmountTerms up to
$1,000N/A
Up to $50,000N/A

Line of Credit loans are a revolving line of credit.  Payments are recalculated at each advance.

The combined maximum aggregate amount of Personal Loans and Line of Credit per borrower is $50,000.

Features & Benefits

  • Line amounts up to $50,000

  • Repayment term amortized over 60 months

  • Simple application process

Learn About the Loan Process

3 Ways to Request an Advance

Learn how to request your Line of Credit advance from online banking or the mobile app.


How to Request an Advance – Computer

How to Request an Advance – Mobile App

Or, call our Member Services Center at 1-888-521-5209 for assistance.

 

Estimate Your Costs With Our Calculators

Why choose SFFCU?

Get these benefits when you get a loan with us.

Competitive Rates
We offer the same competitive rates and terms for every borrower.
Meeting Needs
Consolidate your higher-rate balances, update your home or cover unexpected expenses.
No Fees
No application, origination or pre-payment penalty fees.
Boost your Score
Low rates with flexible terms keep payments affordable to enhance repayment history.
Trust in SFFCU
We offer hardship loan programs and deferments in case of natural disasters.
Easy Funding Options
Deposit loan funds directly into your share account.
Apply on Your Phone
Use your mobile device to apply – anytime, anywhere.
Service Commitment
We care! State Farm employees helping fellow State Farm associates.
Simple Repayment Options
Sign up for payroll deduction or set up recurring transfers through online banking.

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SFFCU Natural Disaster Relief Loan Available to Help Members Impacted by Hurricane Ian – Learn More