State Farm Federal Credit Union
Truth-in-Savings Act Rate and Fee Schedule
This Rate and Fee Schedule is part of your Agreement with the Credit Union
THE EFFECTIVE DATE OF THIS RATE AND FEE SCHEDULE IS January 1, 2026
The rates appearing below are accurate as of the last dividend declaration date, or as of the date indicated above. If you have any questions or require current rate information on your accounts, please call the Credit Union.
Par Value of Membership Shares: The Par Value of a Membership Share is $5.00
| Share Savings Accounts | IRA Savings Accounts | E-Shares | |
| Dividend Rate | 4.25% | 4.25% | 4.25% |
| Annual Percentage Yield | 4.34% | 4.34% | 4.34% |
| Dividends Compounded | Daily | Daily | Daily |
| Dividends Credited | Monthly | Monthly | Monthly |
| Dividend Period | Monthly | Monthly | Monthly |
| Minimum Opening Deposit – primary acct* | $5.00 | N/A | N/A |
| Minimum Withdrawal | $10.00 | N/A | $10.00 |
Annual Percentage Yield is accurate as of January 1, 2026.
Dividends are compounded DAILY and declared at the beginning of each month and are credited and posted on the last day of the month.
Share rates are subject to change monthly (such change to be effective on the first day of each month) to reflect any changes as declared by the Board of Directors of the State Farm Credit Union during the month preceding any such change.
Fees and Service Charges For All Accounts and Services:
| NSF/Returned item (per item) | $25.00 |
| Overnight Mail | $15.00 |
| Overnight Mail – Weekends/Holidays | $35.00 |
| Research Service Fee (per hour) (No charge within 30 days of statement) | $20.00 & 25¢ per copy |
| Stop Payment (per request) | $16.00 |
| Wire Transfer Fee-Incoming | $10.00 |
| Wire Transfer Fee-Outgoing | $25.00 |
Your savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Revised 1-1-2026