Personal Loans

All borrowers must be SFFCU members and qualify according to current Credit Union guidelines.


Choose from our selection of Personal Loans for the right product to meet your financial needs.

  • Ideal for home improvements, debt consolidation, agent payroll or taxes
  • Conveniently deduct loan payments from your paycheck and never worry about missing a payment
  • Protect your loans with our Member Protection Program (MPP)


Personal Loan

  • Fixed payments over a set period of time
  • Up to $50,000 per member1
  • Maximum repayment period of 60 months
  • Loan Payment Calculator

Rates       Apply Now


Share Secured Loan

  • Establish or re-establish credit
  • Borrow against up to 100% of available State Farm FCU shares
  • Minimal underwriting required
  • Loan Payment Calculator

Rates      Apply Now


State Farm Associate Life Insurance Loans

  • Up to 100% of the Loan Value of State Farm Whole Life Policies
  • Up to 75% of the Loan Value of State Farm Universal Life Policies
  • No other life policies will be accepted as collateral
  • Loan Payment Calculator

Rates         Apply Now


State Farm Associate Mutual Fund Loans

  • Up to 50% of the current Market Value of Growth, Balanced, Interim or Municipal Bond accounts
  • No other Mutual Fund accounts will be accepted as collateral
  • Loan Payment Calculator

Rates        Apply Now

 Questions-Call: 888-521-5209, Option 2

1$50,000 combined of all Personal Loans and Lines of Credit per borrower