Spend and Save! Learn How A Share Secured Loan Can Help You.

Interested in financing big purchases, home improvements or consolidating higher interest credit cards without tapping into your savings?

Take advantage of an SFFCU Share Secured loan with an incredibly low rate of 1.20%[*].  This is also a great option for members new to credit or wanting to boost their existing credit score.



  • Loan is fully secured by your SFFCU share account.
  • Share balance continues to earn dividends and become available as the loan is repaid.
  • Minimum $1,000 loan amount; will consider lower amounts for members new to credit.
  • Funds deposited into your account for immediate use.


Apply by logging in to SFFCU online, the SFFCU mobile app or call 888-521-5209.


[*]The rates are subject to changes monthly (such change to be effective on the first day of each month) to reflect any change in the index as declared by the Board of Directors of the State Farm Federal Credit Union during the month preceding any such change.