Rate & Fee Schedule

State Farm Federal Credit Union

Truth-in-Savings Act Rate and Fee Schedule

This Rate and Fee Schedule is part of your Agreement with the Credit Union.

THE EFFECTIVE DATE OF THIS RATE AND FEE SCHEDULE IS July 1, 2014

The rates appearing below are accurate as of the last dividend declaration date, or as of the date indicated above. If you have any questions or require current rate information on your accounts, please call the Credit Union.

Par Value of Membership Shares: The Par Value of a Membership Share is $5.00

  Share Savings Accounts IRA Savings Accounts E-Shares
DIVIDEND RATE 0.80% 0.80% 0.70%
APY ANNUAL PERCENTAGE YIELD 0.80% 0.80% 0.70%
Dividends Compounded Daily Daily Daily
Dividends Credited Monthly Monthly Monthly
Dividend Period Monthly Monthly Monthly
Min Opening Dep – primary acct $5.00 N/A N/A
Minimum Withdrawal $10.00 N/A $10.00

 Annual Percentage Yield is accurate as of March 1, 2014.

Dividends are compounded DAILY and declared at the beginning of each month and are credited and posted on the last day of the month.

Share rates are subject to change monthly (such change to be effective on the first day of each month) to reflect any changes as declared by the Board of Directors of the State Farm Credit Union during the month preceding any such change.

Fees and Service Charges For All Accounts and Services:

NSF/Returned item (per item) $15.00
Overnight Mail $9.00
Overnight Mail – Weekends/Holidays $35.00
 Research Service Fee (per hour) (No charge within 30 days of statement)  $20.00 & 25¢ per copy
 Stop Payment (per request)  $16.00
 Wire Transfer Fee-Incoming  $4.00
 Wire Transfer Fee-Outgoing  $9.00

Your savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government.

revised 12-3-13