Rates

Share Accounts
 

Share Savings Accounts

IRA Savings Accounts

Electronic Share Accounts

Dividend Rate

0.80%

0.80%

0.70%

APY
Annual Percentage Yield

0.80%

0.80%

0.70%

Open an Account

     

New and Used Vehicle Loans

Minimum Loan Amount3

Terms up to

Annual Percentage rate

Payment per $10001

$1,000

60 months

1.99%

$17.52

$20,001

72 months

1.99%

$14.75

$30,001

84 months

1.99%

$12.76

Single Pay Note

$1,000

6 months

1.99%

N/A

Apply for an Auto Loan

     

New and Used RV, Boat or Motorcycle Loans

Minimum Loan Amount3

Terms up to

Annual Percentage rate

Payment per $10001

$1,000

60 months

1.99%

$17.52

$20,001

72 months

1.99%

$14.75

$30,001

84 months

1.99%

$12.76

$60,0014

120 months

2.99%

$9.65

Single Pay Note

$1,000

6 months

1.99%

N/A

Apply for a Vehicle Loan

     

Share Secured Loans

Minimum Loan Amount3

Terms up to

Annual Percentage rate2

Payment per $10001

$1,000

60 months

Variable Regular Shares Rate +.20

$17.18

$20,001

72 months

 

$14.40

$30,001

84 months

 

$12.42

$60,0014

120 months

 

$8.85

Single Pay Note

$1,000

12 months

 

N/A

Apply for a Share Secured Loan

     

Line of Credit Loans

Minimum Loan Amount3

Terms up to

Annual Percentage rate

Payment per $10001

Up to $50,000

60 months

8.00%

N/A

Single Pay Note

$1,000

12 months

 

N/A

Apply for a Line of Credit

     

Personal Installment Loan

Minimum Loan Amount3

Terms up to

Annual Percentage rate

Payment per $10001

Up to $50,000

60 months

8.00%

$20.28

Apply for a Personal Loan

     

CU1000 Line of Credit Loan

Minimum Loan Amount3

Terms up to

Annual Percentage rate

Payment per $10001

Up to $1,000

12 months

12.00%

N/A

Apply for a CU1000 Loan

     

State Farm Associates Mutual Funds or Life Insurance Loans

Minimum Loan Amount3

Terms up to

Annual Percentage rate

Payment per $10001

$1,000

60 months

1.99%

$17.52

$20,001

72 months

1.99%

$14.75

$30,001

84 months

1.99%

$12.76

$60,0014

120 months

2.99%

$8.65

Apply fo a Mutual Fund or Life Ins. Loan 

 

 

 

1 Payment per $1000 calculated on maximum term available.

2 The rates for Shared Secured Loans are subject to changes monthly. (such change to be effective on the first day of each month) to reflect any change in the index as declared by the Board of Directors of the State Farm Federal Credit Union during the month preceding any such change.

3 Minimum loan amount for any reason is $1,000, except CU1000 is $500. Minimum monthly payment on all loans, except Single Pay Note and CU1000 is $50.00. Minimum payment on CU1000 is $100.00

4 Maturities greater than 84 months (7 years) are restricted to loans with a loan amount of $60,000 or more and secured only by shares, life insurance, boats or motor homes. All other collateral is limited to a maximum of 84 months repayment