Share Accounts
Your Credit Union offers several types of share savings accounts. Share accounts earn interest compounded daily. Interest is paid monthly and deposited into your account at the end of each month. You may open a share account at any time. Please see Current Rates.

• Regular Share Account (S1)
  This is your primary share savings account. In order to be a member of the Credit Union and eligible for loans, you must have a minimum of $5.00 in this account. 

• Secondary Share Account (S2, S2.1, S2.2...)
  You can open as many secondary share accounts as you wish and choose any name you like for them (i.e. college fund, insurance, emergency, furniture, expense reimbursement, holiday, tax, vacation, etc.).  

• E-Shares Transaction Account (S6)
  Members may want to open this account if they plan to make more than 6 electronic transfers in a month.  

• Trust Accounts and Payable on Death (POD)
  Members who have created a trust may, by written agreement, establish a share account in the name of the trust. The Grantor of the trust must be within the Credit Union field of membership.

Individual Retirement Account (IRA)
We offer both Roth and Traditional IRA accounts. Contributions to Traditional IRA's may be tax-deductible for you or a spouse, depending on your tax filing status, MAGI (modified adjusted gross income) and active participation in a qualified retirement plan. Earnings on both Traditional and Roth IRA's are always tax-deferred until withdrawn; however, earnings on the Roth IRA may be withdrawn tax free and penalty free, in some circumstances.