Share Rates

Loan Rate Table

Loans	Minimum Loan Amount	Up To	Annual Percentage Rate
New & Used Vehicles Single Pay Note	$  1,000 $20,001 $30,001 $ 1,000	60-72-84 Months     6 Months	3.99% 3.99% 3.99% 3.99%
New & Used RV or Boat Single Pay Note	$  1,000 $20,001 $30,001 $60,001 $  1,000	60-72- 84-120 Months     6 Months	3.99% 3.99% 3.99% 4.99% 3.99%
Share Secure Loans Single Pay Note	$  1,000 $20,001 $30,001 $60,001 $  1,000	60-72-84-120 Months     12 Months	Variable Regular Shares Rate +.20
Line of Credit Minimum advance on a line of credit is $500, except a CU1000 which is $250.	Up to $50,000	60 Months	8.00%
Personal Installment Loan Single Pay Note Minimum loan amount for any reason is $1,000, except CU1000 is $500. Minimum monthly payment on all loans, except Single Pay Note and CU1000 is $50.00. Minimum payment on CU1000 is $100.00	Up to $50,000 $  1,000	60 Months    6 Months	8.00% 8.00%
State Farm Associates Life Insurance Loan	$  1,000 $20,001 $30,001 $60,001	60-72-84-120 Months	4.25% 4.25% 4.25% 5.25%
Maturities greater than 84 months (7 years) are restricted to loans with a loan amount of $60,000 or more and secured only by shares, life insurance, boats or motor homes. All other collateral is limited to a maximum of 84 months repayment.